Call reports 2013
TEXAS REPUBLIC BANK, NATIONAL ASSOCIATION — 2013
What TEXAS REPUBLIC BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 85,605,000 | 94,231,000 | 100,566,000 | 102,374,000 |
| Total loans | 69,219,000 | 76,771,000 | 83,612,000 | 88,196,000 |
| Allowance for loan losses | 815,000 | 907,000 | 1,002,000 | 1,090,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,725,000 | 79,849,000 | 85,641,000 | 87,428,000 |
| Interest-bearing deposits | 50,013,000 | 56,807,000 | 63,215,000 | 67,729,000 |
| Noninterest-bearing deposits | 23,712,000 | 23,042,000 | 22,426,000 | 19,699,000 |
| Equity capital | 11,410,000 | 13,765,000 | 14,101,000 | 14,368,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,100,000 | 2,290,000 | 3,623,000 | 5,062,000 |
| Interest expense | 60,000 | 141,000 | 241,000 | 355,000 |
| Net interest income | 1,040,000 | 2,149,000 | 3,382,000 | 4,707,000 |
| Noninterest income | 81,000 | 203,000 | 299,000 | 327,000 |
| Noninterest expense | 766,000 | 1,564,000 | 2,386,000 | 3,263,000 |
| Provision for loan losses | 152,000 | 242,000 | 335,000 | 417,000 |
| Pretax income | 203,000 | 546,000 | 960,000 | 1,354,000 |
| Income tax | 0 | 0 | 91,000 | 229,000 |
| Net income | 203,000 | 546,000 | 869,000 | 1,125,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,093,000 | 12,455,000 | 12,797,000 | 13,071,000 |
| Total capital | 10,796,000 | 13,209,000 | 13,619,000 | 13,922,000 |
| Risk-weighted assets | 56,163,000 | 60,212,000 | 65,569,000 | 67,821,000 |