Call reports 2012
TEXAS REPUBLIC BANK, NATIONAL ASSOCIATION — 2012
What TEXAS REPUBLIC BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 54,323,000 | 60,969,000 | 75,780,000 | 76,509,000 |
| Total loans | 39,916,000 | 48,822,000 | 53,930,000 | 59,891,000 |
| Allowance for loan losses | 422,000 | 529,000 | 606,000 | 689,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,502,000 | 49,934,000 | 64,320,000 | 64,842,000 |
| Interest-bearing deposits | 28,704,000 | 34,590,000 | 37,908,000 | 41,147,000 |
| Noninterest-bearing deposits | 14,798,000 | 15,344,000 | 26,412,000 | 23,695,000 |
| Equity capital | 10,634,000 | 10,708,000 | 10,969,000 | 11,196,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 693,000 | 1,487,000 | 2,396,000 | 3,410,000 |
| Interest expense | 45,000 | 99,000 | 155,000 | 206,000 |
| Net interest income | 648,000 | 1,388,000 | 2,241,000 | 3,204,000 |
| Noninterest income | 78,000 | 249,000 | 437,000 | 543,000 |
| Noninterest expense | 685,000 | 1,414,000 | 2,126,000 | 2,869,000 |
| Provision for loan losses | 129,000 | 236,000 | 315,000 | 426,000 |
| Pretax income | -88,000 | -13,000 | 237,000 | 452,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -88,000 | -13,000 | 237,000 | 452,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,373,000 | 9,363,000 | 9,639,000 | 9,873,000 |
| Total capital | 9,795,000 | 9,864,000 | 10,214,000 | 10,476,000 |
| Risk-weighted assets | 34,324,000 | 39,309,000 | 46,160,000 | 48,207,000 |