Call reports 2009
TEXAS REPUBLIC BANK, NATIONAL ASSOCIATION — 2009
What TEXAS REPUBLIC BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 35,863,000 | 34,028,000 | 32,760,000 | 31,471,000 |
| Total loans | 30,677,000 | 28,106,000 | 26,527,000 | 24,186,000 |
| Allowance for loan losses | 625,000 | 404,000 | 403,000 | 685,000 |
| Securities available for sale | 353,000 | 3,000 | 3,000 | 3,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,517,000 | 31,229,000 | 29,011,000 | 28,170,000 |
| Interest-bearing deposits | 28,373,000 | 27,309,000 | 25,597,000 | 24,543,000 |
| Noninterest-bearing deposits | 4,144,000 | 3,920,000 | 3,414,000 | 3,627,000 |
| Equity capital | 3,191,000 | 2,577,000 | 3,473,000 | 3,094,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 629,000 | 1,187,000 | 1,725,000 | 2,250,000 |
| Interest expense | 227,000 | 418,000 | 565,000 | 690,000 |
| Net interest income | 402,000 | 769,000 | 1,160,000 | 1,560,000 |
| Noninterest income | 57,000 | 20,000 | 122,000 | 185,000 |
| Noninterest expense | 451,000 | 1,019,000 | 1,551,000 | 2,043,000 |
| Provision for loan losses | 315,000 | 715,000 | 865,000 | 1,215,000 |
| Pretax income | -307,000 | -945,000 | -1,134,000 | -1,513,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -307,000 | -945,000 | -1,134,000 | -1,513,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,986,000 | 2,372,000 | 3,268,000 | 2,889,000 |
| Total capital | 3,361,000 | 2,720,000 | 3,604,000 | 3,189,000 |
| Risk-weighted assets | 29,740,000 | 27,740,000 | 26,841,000 | 23,617,000 |