Call reports 2008
TEXAS REPUBLIC BANK, NATIONAL ASSOCIATION — 2008
What TEXAS REPUBLIC BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 38,888,000 | 38,152,000 | 41,450,000 | 38,567,000 |
| Total loans | 35,341,000 | 34,907,000 | 34,439,000 | 33,209,000 |
| Allowance for loan losses | 919,000 | 619,000 | 591,000 | 618,000 |
| Securities available for sale | 421,000 | 5,000 | 2,744,000 | 4,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,779,000 | 34,571,000 | 37,673,000 | 34,897,000 |
| Interest-bearing deposits | 29,183,000 | 29,491,000 | 33,076,000 | 29,730,000 |
| Noninterest-bearing deposits | 5,596,000 | 5,080,000 | 4,597,000 | 5,167,000 |
| Equity capital | 3,320,000 | 3,386,000 | 3,563,000 | 3,498,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 797,000 | 1,563,000 | 2,273,000 | 2,968,000 |
| Interest expense | 337,000 | 636,000 | 959,000 | 1,246,000 |
| Net interest income | 460,000 | 927,000 | 1,314,000 | 1,722,000 |
| Noninterest income | 72,000 | 98,000 | 152,000 | 212,000 |
| Noninterest expense | 489,000 | 916,000 | 1,422,000 | 1,881,000 |
| Provision for loan losses | 356,000 | 356,000 | 356,000 | 431,000 |
| Pretax income | -313,000 | -247,000 | -312,000 | -378,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -313,000 | -247,000 | -312,000 | -378,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,115,000 | 3,181,000 | 3,357,000 | 3,293,000 |
| Total capital | 3,563,000 | 3,618,000 | 3,792,000 | 3,701,000 |
| Risk-weighted assets | 35,392,000 | 34,746,000 | 34,613,000 | 32,444,000 |