Call reports 2007
TEXAS REPUBLIC BANK, NATIONAL ASSOCIATION — 2007
What TEXAS REPUBLIC BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 40,092,000 | 42,062,000 | 39,291,000 | 38,283,000 |
| Total loans | 36,659,000 | 37,861,000 | 35,932,000 | 35,206,000 |
| Allowance for loan losses | 294,000 | 339,000 | 389,000 | 619,000 |
| Securities available for sale | 693,000 | 630,000 | 566,000 | 502,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,934,000 | 38,034,000 | 34,657,000 | 34,380,000 |
| Interest-bearing deposits | 31,078,000 | 33,004,000 | 29,615,000 | 29,598,000 |
| Noninterest-bearing deposits | 4,856,000 | 5,030,000 | 5,042,000 | 4,782,000 |
| Equity capital | 3,741,000 | 3,784,000 | 3,883,000 | 3,638,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 820,000 | 1,700,000 | 2,600,000 | 3,431,000 |
| Interest expense | 336,000 | 719,000 | 1,104,000 | 1,458,000 |
| Net interest income | 484,000 | 981,000 | 1,496,000 | 1,973,000 |
| Noninterest income | 98,000 | 196,000 | 328,000 | 434,000 |
| Noninterest expense | 429,000 | 909,000 | 1,343,000 | 1,849,000 |
| Provision for loan losses | 125,000 | 170,000 | 220,000 | 495,000 |
| Pretax income | 28,000 | 98,000 | 261,000 | 63,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 28,000 | 98,000 | 261,000 | 63,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,530,000 | 3,580,000 | 3,684,000 | 3,435,000 |
| Total capital | 3,824,000 | 3,919,000 | 4,073,000 | 3,877,000 |
| Risk-weighted assets | 37,353,000 | 38,314,000 | 36,553,000 | 35,186,000 |