Call reports 2006
TEXAS REPUBLIC BANK, NATIONAL ASSOCIATION — 2006
What TEXAS REPUBLIC BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 31,612,000 | 31,254,000 | 35,382,000 | 37,208,000 |
| Total loans | 23,786,000 | 26,721,000 | 31,704,000 | 32,443,000 |
| Allowance for loan losses | 135,000 | 153,000 | 191,000 | 252,000 |
| Securities available for sale | 901,000 | 834,000 | 775,000 | 728,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,901,000 | 26,380,000 | 29,548,000 | 33,079,000 |
| Interest-bearing deposits | 22,526,000 | 21,242,000 | 24,270,000 | 27,708,000 |
| Noninterest-bearing deposits | 5,375,000 | 5,138,000 | 5,278,000 | 5,371,000 |
| Equity capital | 3,604,000 | 3,643,000 | 3,744,000 | 3,746,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 551,000 | 1,179,000 | 1,905,000 | 2,725,000 |
| Interest expense | 140,000 | 319,000 | 556,000 | 857,000 |
| Net interest income | 411,000 | 860,000 | 1,349,000 | 1,868,000 |
| Noninterest income | 90,000 | 192,000 | 318,000 | 410,000 |
| Noninterest expense | 373,000 | 818,000 | 1,274,000 | 1,716,000 |
| Provision for loan losses | 5,000 | 25,000 | 62,000 | 115,000 |
| Pretax income | 123,000 | 209,000 | 331,000 | 447,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 123,000 | 209,000 | 331,000 | 447,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,367,000 | 3,419,000 | 3,521,000 | 3,526,000 |
| Total capital | 3,502,000 | 3,572,000 | 3,712,000 | 3,778,000 |
| Risk-weighted assets | 25,663,000 | 27,752,000 | 32,324,000 | 33,768,000 |