Call reports 2005
TEXAS REPUBLIC BANK, NATIONAL ASSOCIATION — 2005
What TEXAS REPUBLIC BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 24,644,000 | 27,211,000 | 27,708,000 | 28,571,000 |
| Total loans | 16,417,000 | 18,683,000 | 20,736,000 | 22,814,000 |
| Allowance for loan losses | 102,000 | 98,000 | 145,000 | 145,000 |
| Securities available for sale | 1,352,000 | 1,190,000 | 1,079,000 | 957,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,293,000 | 23,786,000 | 24,215,000 | 23,533,000 |
| Interest-bearing deposits | 16,729,000 | 18,683,000 | 19,139,000 | 17,549,000 |
| Noninterest-bearing deposits | 4,564,000 | 5,103,000 | 5,076,000 | 5,984,000 |
| Equity capital | 3,292,000 | 3,354,000 | 3,402,000 | 3,478,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 350,000 | 753,000 | 1,229,000 | 1,760,000 |
| Interest expense | 74,000 | 152,000 | 247,000 | 361,000 |
| Net interest income | 276,000 | 601,000 | 982,000 | 1,399,000 |
| Noninterest income | 89,000 | 175,000 | 270,000 | 369,000 |
| Noninterest expense | 334,000 | 687,000 | 1,055,000 | 1,487,000 |
| Provision for loan losses | 0 | 0 | 60,000 | 60,000 |
| Pretax income | 31,000 | 89,000 | 137,000 | 221,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 31,000 | 89,000 | 137,000 | 221,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,012,000 | 3,081,000 | 3,138,000 | 3,233,000 |
| Total capital | 3,114,000 | 3,179,000 | 3,283,000 | 3,378,000 |
| Risk-weighted assets | 18,245,000 | 20,438,000 | 22,084,000 | 24,350,000 |