Call reports 2004
TEXAS REPUBLIC BANK, NATIONAL ASSOCIATION — 2004
What TEXAS REPUBLIC BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 21,888,000 | 22,605,000 | 22,459,000 | 23,908,000 |
| Total loans | 12,560,000 | 14,158,000 | 13,929,000 | 14,896,000 |
| Allowance for loan losses | 95,000 | 106,000 | 113,000 | 102,000 |
| Securities available for sale | 5,416,000 | 4,909,000 | 3,676,000 | 3,492,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,843,000 | 20,161,000 | 20,480,000 | 20,729,000 |
| Interest-bearing deposits | 15,775,000 | 16,404,000 | 16,575,000 | 16,341,000 |
| Noninterest-bearing deposits | 4,068,000 | 3,757,000 | 3,905,000 | 4,388,000 |
| Equity capital | 1,979,000 | 1,912,000 | 1,897,000 | 3,118,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 266,000 | 550,000 | 832,000 | 1,152,000 |
| Interest expense | 75,000 | 147,000 | 214,000 | 287,000 |
| Net interest income | 191,000 | 403,000 | 618,000 | 865,000 |
| Noninterest income | 71,000 | 147,000 | 229,000 | 310,000 |
| Noninterest expense | 324,000 | 630,000 | 971,000 | 1,317,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -62,000 | -80,000 | -124,000 | -142,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -62,000 | -80,000 | -124,000 | -142,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,616,000 | 1,609,000 | 1,577,000 | 2,819,000 |
| Total capital | 1,711,000 | 1,715,000 | 1,690,000 | 2,921,000 |
| Risk-weighted assets | 14,722,000 | 16,126,000 | 15,734,000 | 17,032,000 |