Call reports 2003
TEXAS REPUBLIC BANK, NATIONAL ASSOCIATION — 2003
What TEXAS REPUBLIC BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 18,384,000 | 21,567,000 | 21,109,000 | 21,606,000 |
| Total loans | 6,215,000 | 6,980,000 | 7,952,000 | 11,364,000 |
| Allowance for loan losses | 81,000 | 78,000 | 75,000 | 95,000 |
| Securities available for sale | 5,717,000 | 6,502,000 | 5,914,000 | 5,680,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,439,000 | 19,077,000 | 18,858,000 | 19,497,000 |
| Interest-bearing deposits | 13,841,000 | 15,599,000 | 15,883,000 | 15,537,000 |
| Noninterest-bearing deposits | 2,598,000 | 3,478,000 | 2,975,000 | 3,960,000 |
| Equity capital | 1,880,000 | 1,848,000 | 2,142,000 | 2,033,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 198,000 | 406,000 | 602,000 | 832,000 |
| Interest expense | 89,000 | 176,000 | 269,000 | 351,000 |
| Net interest income | 109,000 | 230,000 | 333,000 | 481,000 |
| Noninterest income | 39,000 | 83,000 | 146,000 | 223,000 |
| Noninterest expense | 292,000 | 594,000 | 902,000 | 1,240,000 |
| Provision for loan losses | 0 | 0 | 0 | 20,000 |
| Pretax income | -144,000 | -266,000 | -408,000 | -541,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -144,000 | -266,000 | -408,000 | -541,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,429,000 | 1,418,000 | 1,787,000 | 1,667,000 |
| Total capital | 1,510,000 | 1,496,000 | 1,863,000 | 1,762,000 |
| Risk-weighted assets | 9,089,000 | 10,413,000 | 11,026,000 | 13,852,000 |