Call reports 2015
CREWS BANK & TRUST — 2015
What CREWS BANK & TRUST reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 138,550,000 | 141,090,000 | 141,303,000 | 138,839,000 |
| Total loans | 74,618,000 | 72,486,000 | 71,855,000 | 74,216,000 |
| Allowance for loan losses | 3,584,000 | 3,582,000 | 3,555,000 | 3,416,000 |
| Securities available for sale | 17,227,000 | 16,605,000 | 15,760,000 | 15,435,000 |
| Securities held to maturity | 26,033,000 | 26,894,000 | 26,639,000 | 28,188,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,613,000 | 122,092,000 | 121,835,000 | 120,069,000 |
| Interest-bearing deposits | 81,425,000 | 81,245,000 | 82,183,000 | 81,284,000 |
| Noninterest-bearing deposits | 38,188,000 | 40,847,000 | 39,652,000 | 38,785,000 |
| Equity capital | 16,506,000 | 16,537,000 | 16,923,000 | 16,401,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,314,000 | 2,643,000 | 3,966,000 | 5,360,000 |
| Interest expense | 67,000 | 132,000 | 198,000 | 263,000 |
| Net interest income | 1,247,000 | 2,511,000 | 3,768,000 | 5,097,000 |
| Noninterest income | 246,000 | 504,000 | 784,000 | 980,000 |
| Noninterest expense | 1,073,000 | 2,130,000 | 3,179,000 | 4,172,000 |
| Provision for loan losses | 200,000 | 225,000 | 225,000 | 225,000 |
| Pretax income | 220,000 | 660,000 | 1,134,000 | 1,666,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 220,000 | 660,000 | 1,134,000 | 1,666,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,296,000 | 16,532,000 | 16,796,000 | 16,328,000 |
| Total capital | 17,273,000 | 17,483,000 | 17,769,000 | 17,313,000 |
| Risk-weighted assets | 75,576,000 | 73,470,000 | 75,254,000 | 76,400,000 |