Call reports 2014
CREWS BANK & TRUST — 2014
What CREWS BANK & TRUST reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 142,209,000 | 142,240,000 | 134,611,000 | 136,075,000 |
| Total loans | 78,074,000 | 77,572,000 | 76,426,000 | 75,560,000 |
| Allowance for loan losses | 4,297,000 | 3,962,000 | 3,660,000 | 3,434,000 |
| Securities available for sale | 18,027,000 | 17,528,000 | 17,312,000 | 17,251,000 |
| Securities held to maturity | 22,524,000 | 24,322,000 | 24,658,000 | 24,794,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,198,000 | 122,775,000 | 114,869,000 | 117,456,000 |
| Interest-bearing deposits | 88,351,000 | 85,278,000 | 81,888,000 | 84,912,000 |
| Noninterest-bearing deposits | 34,847,000 | 37,497,000 | 32,981,000 | 32,544,000 |
| Equity capital | 15,662,000 | 15,985,000 | 16,198,000 | 16,280,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,317,000 | 2,675,000 | 4,026,000 | 5,371,000 |
| Interest expense | 108,000 | 194,000 | 278,000 | 351,000 |
| Net interest income | 1,209,000 | 2,481,000 | 3,748,000 | 5,020,000 |
| Noninterest income | 249,000 | 469,000 | 657,000 | 871,000 |
| Noninterest expense | 1,040,000 | 2,116,000 | 3,190,000 | 4,204,000 |
| Provision for loan losses | 200,000 | 450,000 | 675,000 | 900,000 |
| Pretax income | 218,000 | 384,000 | 540,000 | 787,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 218,000 | 384,000 | 540,000 | 787,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,917,000 | 16,084,000 | 16,240,000 | 16,202,000 |
| Total capital | 16,925,000 | 17,091,000 | 17,243,000 | 17,184,000 |
| Risk-weighted assets | 77,315,000 | 77,582,000 | 77,581,000 | 76,098,000 |