Call reports 2012
CREWS BANK & TRUST — 2012
What CREWS BANK & TRUST reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 141,049,000 | 147,019,000 | 136,885,000 | 145,055,000 |
| Total loans | 85,464,000 | 83,617,000 | 79,901,000 | 83,335,000 |
| Allowance for loan losses | 3,412,000 | 3,869,000 | 4,165,000 | 4,368,000 |
| Securities available for sale | 16,563,000 | 16,767,000 | 20,934,000 | 20,803,000 |
| Securities held to maturity | 11,813,000 | 11,556,000 | 12,306,000 | 11,955,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,084,000 | 128,836,000 | 118,782,000 | 124,468,000 |
| Interest-bearing deposits | 91,395,000 | 96,747,000 | 90,863,000 | 96,726,000 |
| Noninterest-bearing deposits | 31,689,000 | 32,089,000 | 27,919,000 | 27,742,000 |
| Equity capital | 12,500,000 | 12,684,000 | 12,678,000 | 15,320,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,664,000 | 3,315,000 | 4,892,000 | 6,387,000 |
| Interest expense | 203,000 | 393,000 | 567,000 | 727,000 |
| Net interest income | 1,461,000 | 2,922,000 | 4,325,000 | 5,660,000 |
| Noninterest income | 241,000 | 488,000 | 660,000 | 1,164,000 |
| Noninterest expense | 1,012,000 | 2,018,000 | 2,998,000 | 3,918,000 |
| Provision for loan losses | 540,000 | 1,080,000 | 1,620,000 | 1,875,000 |
| Pretax income | 150,000 | 323,000 | 390,000 | 1,041,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 150,000 | 323,000 | 390,000 | 1,041,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,177,000 | 12,349,000 | 12,416,000 | 15,068,000 |
| Total capital | 13,285,000 | 13,437,000 | 13,462,000 | 16,143,000 |
| Risk-weighted assets | 86,331,000 | 84,245,000 | 80,591,000 | 82,713,000 |