Call reports 2008
CREWS BANK & TRUST — 2008
What CREWS BANK & TRUST reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 143,415,000 | 142,426,000 | 125,956,000 | 133,930,000 |
| Total loans | 90,200,000 | 92,111,000 | 92,060,000 | 95,956,000 |
| Allowance for loan losses | 2,029,000 | 2,047,000 | 2,002,000 | 1,916,000 |
| Securities available for sale | 21,018,000 | 20,872,000 | 14,670,000 | 14,580,000 |
| Securities held to maturity | 5,054,000 | 5,055,000 | 9,061,000 | 8,091,000 |
| Trading assets | 1,160,000 | 454,000 | 0 | 0 |
| Total deposits | 125,792,000 | 125,543,000 | 107,163,000 | 115,317,000 |
| Interest-bearing deposits | 94,383,000 | 93,613,000 | 81,303,000 | 93,652,000 |
| Noninterest-bearing deposits | 31,409,000 | 31,930,000 | 25,860,000 | 21,665,000 |
| Equity capital | 10,248,000 | 10,032,000 | 8,843,000 | 9,064,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,282,000 | 4,491,000 | 6,731,000 | 8,874,000 |
| Interest expense | 808,000 | 1,483,000 | 2,083,000 | 2,691,000 |
| Net interest income | 1,474,000 | 3,008,000 | 4,648,000 | 6,183,000 |
| Noninterest income | 196,000 | 411,000 | 675,000 | 914,000 |
| Noninterest expense | 1,167,000 | 2,323,000 | 3,505,000 | 4,677,000 |
| Provision for loan losses | 21,000 | 42,000 | 63,000 | 84,000 |
| Pretax income | 482,000 | 1,054,000 | 1,812,000 | 1,448,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 482,000 | 1,054,000 | 919,000 | 1,448,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,760,000 | 9,907,000 | 9,271,000 | 9,400,000 |
| Total capital | 10,933,000 | 11,100,000 | 10,444,000 | 10,620,000 |
| Risk-weighted assets | 92,984,000 | 94,613,000 | 92,990,000 | 96,954,000 |