Call reports 2007
CREWS BANK & TRUST — 2007
What CREWS BANK & TRUST reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 134,013,000 | 132,359,000 | 120,614,000 | 132,069,000 |
| Total loans | 85,209,000 | 92,156,000 | 89,160,000 | 89,879,000 |
| Allowance for loan losses | 2,003,000 | 2,000,000 | 2,005,000 | 2,006,000 |
| Securities available for sale | 28,248,000 | 26,542,000 | 20,151,000 | 18,524,000 |
| Securities held to maturity | 2,361,000 | 2,862,000 | 2,863,000 | 2,863,000 |
| Trading assets | 5,645,000 | 3,247,000 | 684,000 | 698,000 |
| Total deposits | 108,325,000 | 109,466,000 | 101,764,000 | 115,074,000 |
| Interest-bearing deposits | 76,771,000 | 75,787,000 | 75,337,000 | 86,458,000 |
| Noninterest-bearing deposits | 31,554,000 | 33,679,000 | 26,427,000 | 28,616,000 |
| Equity capital | 10,026,000 | 9,225,000 | 9,395,000 | 9,539,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,258,000 | 4,636,000 | 6,945,000 | 9,198,000 |
| Interest expense | 814,000 | 1,676,000 | 2,514,000 | 3,306,000 |
| Net interest income | 1,444,000 | 2,960,000 | 4,431,000 | 5,892,000 |
| Noninterest income | 250,000 | 436,000 | 708,000 | 952,000 |
| Noninterest expense | 1,089,000 | 2,253,000 | 3,394,000 | 4,553,000 |
| Provision for loan losses | 3,000 | 6,000 | 15,000 | 27,000 |
| Pretax income | 602,000 | 1,137,000 | 1,714,000 | 2,281,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 602,000 | 1,137,000 | 1,714,000 | 2,281,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,717,000 | 9,252,000 | 9,279,000 | 9,296,000 |
| Total capital | 10,790,000 | 10,407,000 | 10,372,000 | 10,430,000 |
| Risk-weighted assets | 85,042,000 | 91,552,000 | 86,175,000 | 89,840,000 |