Call reports 2006
CREWS BANK & TRUST — 2006
What CREWS BANK & TRUST reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 138,720,000 | 138,918,000 | 137,769,000 | 136,430,000 |
| Total loans | 81,021,000 | 82,496,000 | 84,390,000 | 86,555,000 |
| Allowance for loan losses | 1,948,000 | 1,976,000 | 2,004,000 | 1,996,000 |
| Securities available for sale | 37,694,000 | 37,115,000 | 37,440,000 | 32,976,000 |
| Securities held to maturity | 3,823,000 | 3,823,000 | 3,822,000 | 3,822,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,843,000 | 115,043,000 | 110,674,000 | 111,498,000 |
| Interest-bearing deposits | 74,318,000 | 77,429,000 | 77,300,000 | 77,198,000 |
| Noninterest-bearing deposits | 38,526,000 | 37,614,000 | 33,374,000 | 34,300,000 |
| Equity capital | 9,490,000 | 8,548,000 | 9,220,000 | 9,476,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,194,000 | 4,433,000 | 6,707,000 | 9,014,000 |
| Interest expense | 601,000 | 1,261,000 | 2,034,000 | 2,884,000 |
| Net interest income | 1,593,000 | 3,172,000 | 4,673,000 | 6,130,000 |
| Noninterest income | 207,000 | 426,000 | 638,000 | 860,000 |
| Noninterest expense | 1,107,000 | 2,137,000 | 3,240,000 | 4,344,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 90,000 |
| Pretax income | 663,000 | 1,401,000 | 1,981,000 | 2,545,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 663,000 | 1,401,000 | 1,981,000 | 2,545,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,604,000 | 8,992,000 | 9,122,000 | 9,287,000 |
| Total capital | 10,624,000 | 10,018,000 | 10,107,000 | 10,370,000 |
| Risk-weighted assets | 80,649,000 | 81,216,000 | 83,834,000 | 85,777,000 |