Call reports 2005
CREWS BANK & TRUST — 2005
What CREWS BANK & TRUST reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 143,632,000 | 143,775,000 | 142,607,000 | 137,383,000 |
| Total loans | 71,198,000 | 79,886,000 | 80,175,000 | 80,628,000 |
| Allowance for loan losses | 1,848,000 | 1,861,000 | 1,874,000 | 1,889,000 |
| Securities available for sale | 42,516,000 | 41,108,000 | 40,398,000 | 36,759,000 |
| Securities held to maturity | 3,897,000 | 3,876,000 | 3,841,000 | 3,824,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,716,000 | 119,474,000 | 115,239,000 | 113,224,000 |
| Interest-bearing deposits | 76,785,000 | 70,684,000 | 68,370,000 | 75,357,000 |
| Noninterest-bearing deposits | 44,931,000 | 48,790,000 | 46,869,000 | 37,867,000 |
| Equity capital | 9,689,000 | 10,821,000 | 11,652,000 | 8,921,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,911,000 | 4,003,000 | 6,132,000 | 8,299,000 |
| Interest expense | 403,000 | 858,000 | 1,377,000 | 1,950,000 |
| Net interest income | 1,508,000 | 3,145,000 | 4,755,000 | 6,349,000 |
| Noninterest income | 192,000 | 423,000 | 626,000 | 833,000 |
| Noninterest expense | 899,000 | 1,869,000 | 2,871,000 | 4,273,000 |
| Provision for loan losses | 6,000 | 15,000 | 24,000 | 33,000 |
| Pretax income | 795,000 | 1,681,000 | 2,483,000 | 3,004,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 795,000 | 1,681,000 | 2,483,000 | 3,004,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,733,000 | 10,619,000 | 11,422,000 | 8,942,000 |
| Total capital | 10,739,000 | 11,684,000 | 12,473,000 | 9,961,000 |
| Risk-weighted assets | 79,630,000 | 84,439,000 | 83,287,000 | 80,647,000 |