Call reports 2004
CREWS BANK & TRUST — 2004
What CREWS BANK & TRUST reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 115,082,000 | 115,590,000 | 122,451,000 | 144,752,000 |
| Total loans | 70,838,000 | 71,168,000 | 74,943,000 | 75,401,000 |
| Allowance for loan losses | 1,843,000 | 1,826,000 | 1,818,000 | 1,835,000 |
| Securities available for sale | 26,919,000 | 24,445,000 | 23,234,000 | 36,014,000 |
| Securities held to maturity | 0 | 3,141,000 | 3,102,000 | 3,065,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,889,000 | 94,365,000 | 100,368,000 | 123,599,000 |
| Interest-bearing deposits | 67,325,000 | 66,351,000 | 65,349,000 | 74,396,000 |
| Noninterest-bearing deposits | 27,564,000 | 28,014,000 | 35,019,000 | 49,203,000 |
| Equity capital | 9,796,000 | 9,750,000 | 10,905,000 | 9,384,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,653,000 | 3,366,000 | 5,133,000 | 6,996,000 |
| Interest expense | 338,000 | 694,000 | 1,048,000 | 1,414,000 |
| Net interest income | 1,315,000 | 2,672,000 | 4,085,000 | 5,582,000 |
| Noninterest income | 215,000 | 438,000 | 601,000 | 766,000 |
| Noninterest expense | 888,000 | 1,797,000 | 2,722,000 | 3,763,000 |
| Provision for loan losses | 10,000 | 10,000 | 10,000 | 10,000 |
| Pretax income | 651,000 | 1,322,000 | 1,973,000 | 2,594,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | 651,000 | 1,321,000 | 1,972,000 | 2,593,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,997,000 | 9,667,000 | 10,317,000 | 8,939,000 |
| Total capital | 9,928,000 | 10,612,000 | 11,301,000 | 9,984,000 |
| Risk-weighted assets | 73,587,000 | 74,694,000 | 77,890,000 | 82,817,000 |