Call reports 2002
CREWS BANK & TRUST — 2002
What CREWS BANK & TRUST reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 119,336,000 | 117,745,000 | 112,202,000 | 115,135,000 |
| Total loans | 65,420,000 | 63,777,000 | 66,567,000 | 69,235,000 |
| Allowance for loan losses | 1,729,000 | 1,745,000 | 1,767,000 | 1,722,000 |
| Securities available for sale | 38,772,000 | 41,007,000 | 37,970,000 | 34,164,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,123,000 | 95,423,000 | 88,356,000 | 90,314,000 |
| Interest-bearing deposits | 75,396,000 | 72,022,000 | 67,780,000 | 64,996,000 |
| Noninterest-bearing deposits | 23,727,000 | 23,401,000 | 20,576,000 | 25,318,000 |
| Equity capital | 17,264,000 | 18,837,000 | 19,909,000 | 17,565,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,950,000 | 3,938,000 | 5,884,000 | 7,812,000 |
| Interest expense | 578,000 | 1,099,000 | 1,572,000 | 2,012,000 |
| Net interest income | 1,372,000 | 2,839,000 | 4,312,000 | 5,800,000 |
| Noninterest income | 176,000 | 374,000 | 570,000 | 770,000 |
| Noninterest expense | 797,000 | 1,657,000 | 2,519,000 | 3,524,000 |
| Provision for loan losses | 90,000 | 120,000 | 150,000 | 180,000 |
| Pretax income | 661,000 | 1,436,000 | 2,243,000 | 2,915,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 661,000 | 1,436,000 | 2,243,000 | 2,915,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,064,000 | 17,838,000 | 18,645,000 | 16,516,000 |
| Total capital | 17,911,000 | 18,674,000 | 19,489,000 | 17,402,000 |
| Risk-weighted assets | 66,893,000 | 66,001,000 | 66,563,000 | 70,030,000 |