Call reports 2002
COMMUNITY NATIONAL BANK — 2002
What COMMUNITY NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 416,965,000 | 416,134,000 | 423,680,000 | 435,780,000 |
| Total loans | 189,267,000 | 194,523,000 | 199,925,000 | 203,925,000 |
| Allowance for loan losses | 2,669,000 | 2,737,000 | 2,761,000 | 2,733,000 |
| Securities available for sale | 74,177,000 | 68,722,000 | 69,387,000 | 64,612,000 |
| Securities held to maturity | 93,238,000 | 102,580,000 | 101,720,000 | 114,698,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 336,596,000 | 332,925,000 | 340,653,000 | 354,544,000 |
| Interest-bearing deposits | 258,221,000 | 253,394,000 | 261,698,000 | 271,045,000 |
| Noninterest-bearing deposits | 78,375,000 | 79,531,000 | 78,955,000 | 83,499,000 |
| Equity capital | 36,037,000 | 37,474,000 | 38,861,000 | 38,637,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 5,596,000 | 11,334,000 | 16,996,000 | 22,574,000 |
| Interest expense | 1,483,000 | 2,923,000 | 4,304,000 | 5,646,000 |
| Net interest income | 4,113,000 | 8,411,000 | 12,692,000 | 16,928,000 |
| Noninterest income | 1,204,000 | 2,413,000 | 3,602,000 | 4,913,000 |
| Noninterest expense | 3,264,000 | 6,474,000 | 9,656,000 | 13,449,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 2,067,000 | 4,355,000 | 6,602,000 | 8,484,000 |
| Income tax | 710,000 | 1,509,000 | 2,291,000 | 2,929,000 |
| Net income | 1,357,000 | 2,846,000 | 4,311,000 | 5,555,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,607,000 | 36,389,000 | 37,425,000 | 37,211,000 |
| Total capital | 38,276,000 | 39,126,000 | 40,186,000 | 39,944,000 |
| Risk-weighted assets | 224,971,000 | 230,963,000 | 236,693,000 | 244,691,000 |