Call reports 2016
FARMERS STATE BANK — 2016
What FARMERS STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 |
|---|---|---|
| Total assets | 57,104,000 | 57,605,000 |
| Total loans | 22,967,000 | 23,008,000 |
| Allowance for loan losses | 487,000 | 409,000 |
| Securities available for sale | 17,576,000 | 16,620,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 50,017,000 | 50,315,000 |
| Interest-bearing deposits | 41,982,000 | 42,594,000 |
| Noninterest-bearing deposits | 8,035,000 | 7,721,000 |
| Equity capital | 7,051,000 | 7,254,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 |
|---|---|---|
| Interest income | 434,000 | 846,000 |
| Interest expense | 57,000 | 114,000 |
| Net interest income | 377,000 | 732,000 |
| Noninterest income | 27,000 | 108,000 |
| Noninterest expense | 296,000 | 578,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 108,000 | 262,000 |
| Income tax | 0 | 0 |
| Net income | 108,000 | 262,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 |
|---|---|---|
| Tier 1 capital | 6,925,000 | 7,080,000 |
| Total capital | 7,355,000 | 7,489,000 |
| Risk-weighted assets | 34,376,000 | 39,985,000 |