Call reports 2015
FARMERS STATE BANK — 2015
What FARMERS STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 61,787,000 | 60,850,000 | 57,760,000 | 57,474,000 |
| Total loans | 24,844,000 | 25,702,000 | 25,302,000 | 23,781,000 |
| Allowance for loan losses | 616,000 | 615,000 | 412,000 | 487,000 |
| Securities available for sale | 20,516,000 | 23,156,000 | 19,230,000 | 18,683,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,727,000 | 52,657,000 | 49,707,000 | 49,442,000 |
| Interest-bearing deposits | 43,467,000 | 42,893,000 | 41,312,000 | 40,036,000 |
| Noninterest-bearing deposits | 10,260,000 | 9,764,000 | 8,395,000 | 9,406,000 |
| Equity capital | 8,023,000 | 8,158,000 | 8,018,000 | 7,999,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 477,000 | 979,000 | 1,474,000 | 1,925,000 |
| Interest expense | 59,000 | 118,000 | 176,000 | 233,000 |
| Net interest income | 418,000 | 861,000 | 1,298,000 | 1,692,000 |
| Noninterest income | 28,000 | 60,000 | 101,000 | 135,000 |
| Noninterest expense | 262,000 | 512,000 | 827,000 | 1,159,000 |
| Provision for loan losses | 0 | 0 | -200,000 | -200,000 |
| Pretax income | 184,000 | 410,000 | 775,000 | 871,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 184,000 | 410,000 | 775,000 | 871,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,760,000 | 7,986,000 | 7,852,000 | 7,947,000 |
| Total capital | 7,760,000 | 8,348,000 | 8,186,000 | 8,432,000 |
| Risk-weighted assets | 27,543,000 | 28,683,000 | 26,603,000 | 38,809,000 |