Call reports 2014
FARMERS STATE BANK — 2014
What FARMERS STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 60,378,000 | 58,731,000 | 57,863,000 | 58,794,000 |
| Total loans | 26,536,000 | 25,474,000 | 26,969,000 | 26,301,000 |
| Allowance for loan losses | 610,000 | 617,000 | 620,000 | 620,000 |
| Securities available for sale | 17,976,000 | 22,615,000 | 21,388,000 | 20,922,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,205,000 | 50,733,000 | 49,875,000 | 51,038,000 |
| Interest-bearing deposits | 43,431,000 | 42,988,000 | 41,721,000 | 41,588,000 |
| Noninterest-bearing deposits | 8,774,000 | 7,745,000 | 8,154,000 | 9,450,000 |
| Equity capital | 8,135,000 | 7,961,000 | 7,952,000 | 7,723,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 489,000 | 977,000 | 1,479,000 | 1,971,000 |
| Interest expense | 57,000 | 117,000 | 178,000 | 235,000 |
| Net interest income | 432,000 | 860,000 | 1,301,000 | 1,736,000 |
| Noninterest income | 33,000 | 66,000 | 104,000 | 139,000 |
| Noninterest expense | 254,000 | 503,000 | 773,000 | 1,078,000 |
| Provision for loan losses | 0 | 0 | 0 | 120,000 |
| Pretax income | 211,000 | 423,000 | 632,000 | 677,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 211,000 | 423,000 | 632,000 | 677,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,960,000 | 7,772,000 | 7,781,000 | 7,576,000 |
| Total capital | 8,423,000 | 8,220,000 | 8,223,000 | 8,010,000 |
| Risk-weighted assets | 36,897,000 | 35,674,000 | 35,210,000 | 34,524,000 |