Call reports 2013
FARMERS STATE BANK — 2013
What FARMERS STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 60,345,000 | 58,253,000 | 57,021,000 | 58,363,000 |
| Total loans | 27,003,000 | 27,714,000 | 27,872,000 | 27,660,000 |
| Allowance for loan losses | 594,000 | 612,000 | 610,000 | 610,000 |
| Securities available for sale | 20,955,000 | 21,329,000 | 21,066,000 | 20,703,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,182,000 | 50,457,000 | 49,092,000 | 50,479,000 |
| Interest-bearing deposits | 42,911,000 | 41,951,000 | 41,314,000 | 41,303,000 |
| Noninterest-bearing deposits | 9,271,000 | 8,506,000 | 7,778,000 | 9,176,000 |
| Equity capital | 8,124,000 | 7,757,000 | 7,891,000 | 7,848,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 525,000 | 1,042,000 | 1,564,000 | 2,084,000 |
| Interest expense | 61,000 | 122,000 | 182,000 | 239,000 |
| Net interest income | 464,000 | 920,000 | 1,382,000 | 1,845,000 |
| Noninterest income | 32,000 | 67,000 | 110,000 | 155,000 |
| Noninterest expense | 246,000 | 418,000 | 676,000 | 977,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 250,000 | 569,000 | 816,000 | 1,023,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 250,000 | 569,000 | 816,000 | 1,023,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,680,000 | 7,696,000 | 7,743,000 | 7,749,000 |
| Total capital | 8,134,000 | 8,150,000 | 8,205,000 | 8,219,000 |
| Risk-weighted assets | 36,160,000 | 36,196,000 | 36,838,000 | 37,432,000 |