Call reports 2012
FARMERS STATE BANK — 2012
What FARMERS STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 59,345,000 | 57,524,000 | 57,756,000 | 58,338,000 |
| Total loans | 25,387,000 | 25,831,000 | 27,532,000 | 29,158,000 |
| Allowance for loan losses | 492,000 | 492,000 | 618,000 | 617,000 |
| Securities available for sale | 28,071,000 | 28,479,000 | 26,370,000 | 23,441,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,146,000 | 49,404,000 | 49,546,000 | 50,171,000 |
| Interest-bearing deposits | 43,249,000 | 42,027,000 | 41,857,000 | 41,076,000 |
| Noninterest-bearing deposits | 7,897,000 | 7,377,000 | 7,689,000 | 9,095,000 |
| Equity capital | 8,146,000 | 8,075,000 | 8,166,000 | 8,126,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 526,000 | 1,051,000 | 1,593,000 | 2,128,000 |
| Interest expense | 83,000 | 160,000 | 231,000 | 299,000 |
| Net interest income | 443,000 | 891,000 | 1,362,000 | 1,829,000 |
| Noninterest income | 24,000 | 71,000 | 105,000 | 142,000 |
| Noninterest expense | 320,000 | 607,000 | 852,000 | 1,114,000 |
| Provision for loan losses | 0 | 0 | 125,000 | 125,000 |
| Pretax income | 147,000 | 355,000 | 490,000 | 732,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 147,000 | 355,000 | 490,000 | 732,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,656,000 | 7,561,000 | 7,545,000 | 7,637,000 |
| Total capital | 8,079,000 | 8,014,000 | 8,015,000 | 8,111,000 |
| Risk-weighted assets | 33,779,000 | 36,237,000 | 37,446,000 | 37,803,000 |