Call reports 2010
FARMERS STATE BANK — 2010
What FARMERS STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 55,734,000 | 56,024,000 | 54,966,000 | 54,778,000 |
| Total loans | 26,534,000 | 27,156,000 | 28,154,000 | 27,229,000 |
| Allowance for loan losses | 383,000 | 390,000 | 388,000 | 487,000 |
| Securities available for sale | 20,752,000 | 26,044,000 | 24,650,000 | 23,894,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,647,000 | 47,979,000 | 46,703,000 | 47,070,000 |
| Interest-bearing deposits | 41,535,000 | 41,361,000 | 39,610,000 | 39,406,000 |
| Noninterest-bearing deposits | 6,112,000 | 6,618,000 | 7,093,000 | 7,664,000 |
| Equity capital | 7,854,000 | 7,837,000 | 8,054,000 | 7,530,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 626,000 | 1,246,000 | 1,883,000 | 2,505,000 |
| Interest expense | 187,000 | 352,000 | 502,000 | 638,000 |
| Net interest income | 439,000 | 894,000 | 1,381,000 | 1,867,000 |
| Noninterest income | 38,000 | 78,000 | 110,000 | 148,000 |
| Noninterest expense | 265,000 | 527,000 | 768,000 | 1,073,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 212,000 | 445,000 | 723,000 | 842,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 212,000 | 445,000 | 723,000 | 842,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,537,000 | 7,468,000 | 7,596,000 | 7,440,000 |
| Total capital | 7,920,000 | 7,858,000 | 7,984,000 | 7,863,000 |
| Risk-weighted assets | 31,426,000 | 33,207,000 | 34,412,000 | 33,812,000 |