Call reports 2009
FARMERS STATE BANK — 2009
What FARMERS STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 51,269,000 | 50,906,000 | 51,206,000 | 52,541,000 |
| Total loans | 27,189,000 | 27,393,000 | 26,992,000 | 27,314,000 |
| Allowance for loan losses | 410,000 | 382,000 | 383,000 | 384,000 |
| Securities available for sale | 19,492,000 | 19,056,000 | 17,920,000 | 21,909,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,060,000 | 43,027,000 | 43,213,000 | 44,641,000 |
| Interest-bearing deposits | 37,395,000 | 37,093,000 | 37,218,000 | 38,206,000 |
| Noninterest-bearing deposits | 5,665,000 | 5,934,000 | 5,995,000 | 6,435,000 |
| Equity capital | 7,919,000 | 7,603,000 | 7,754,000 | 7,668,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 684,000 | 1,337,000 | 1,969,000 | 2,597,000 |
| Interest expense | 251,000 | 482,000 | 697,000 | 899,000 |
| Net interest income | 433,000 | 855,000 | 1,272,000 | 1,698,000 |
| Noninterest income | 34,000 | 72,000 | 108,000 | 145,000 |
| Noninterest expense | 243,000 | 523,000 | 766,000 | 1,053,000 |
| Provision for loan losses | 0 | 150,000 | 150,000 | 150,000 |
| Pretax income | 224,000 | 254,000 | 464,000 | 640,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 224,000 | 254,000 | 464,000 | 640,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,490,000 | 7,220,000 | 7,299,000 | 7,325,000 |
| Total capital | 7,876,000 | 7,598,000 | 7,682,000 | 7,709,000 |
| Risk-weighted assets | 30,849,000 | 30,238,000 | 30,772,000 | 31,415,000 |