Call reports 2008
FARMERS STATE BANK — 2008
What FARMERS STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 49,930,000 | 49,194,000 | 50,138,000 | 50,557,000 |
| Total loans | 25,969,000 | 27,022,000 | 27,733,000 | 28,127,000 |
| Allowance for loan losses | 410,000 | 410,000 | 411,000 | 410,000 |
| Securities available for sale | 19,410,000 | 19,212,000 | 20,771,000 | 20,224,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,066,000 | 40,548,000 | 39,932,000 | 42,603,000 |
| Interest-bearing deposits | 35,820,000 | 35,352,000 | 34,482,000 | 35,709,000 |
| Noninterest-bearing deposits | 5,246,000 | 5,196,000 | 5,450,000 | 6,894,000 |
| Equity capital | 8,449,000 | 8,253,000 | 8,420,000 | 7,661,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 743,000 | 1,455,000 | 2,192,000 | 2,911,000 |
| Interest expense | 335,000 | 631,000 | 906,000 | 1,171,000 |
| Net interest income | 408,000 | 824,000 | 1,286,000 | 1,740,000 |
| Noninterest income | 30,000 | 56,000 | 102,000 | 136,000 |
| Noninterest expense | 280,000 | 537,000 | 825,000 | 1,096,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 158,000 | 343,000 | 557,000 | 774,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 158,000 | 343,000 | 557,000 | 774,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,101,000 | 8,137,000 | 8,198,000 | 7,265,000 |
| Total capital | 8,483,000 | 8,515,000 | 8,587,000 | 7,660,000 |
| Risk-weighted assets | 30,501,000 | 30,203,000 | 31,097,000 | 31,607,000 |