Call reports 2007
FARMERS STATE BANK — 2007
What FARMERS STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 46,491,000 | 46,237,000 | 46,073,000 | 47,791,000 |
| Total loans | 27,130,000 | 27,173,000 | 26,682,000 | 27,277,000 |
| Allowance for loan losses | 418,000 | 418,000 | 414,000 | 411,000 |
| Securities available for sale | 16,539,000 | 16,597,000 | 17,055,000 | 16,664,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,301,000 | 38,091,000 | 37,602,000 | 39,147,000 |
| Interest-bearing deposits | 32,752,000 | 32,834,000 | 32,230,000 | 33,215,000 |
| Noninterest-bearing deposits | 5,549,000 | 5,257,000 | 5,372,000 | 5,932,000 |
| Equity capital | 7,875,000 | 7,818,000 | 8,096,000 | 8,250,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 678,000 | 1,374,000 | 2,095,000 | 2,843,000 |
| Interest expense | 287,000 | 599,000 | 913,000 | 1,238,000 |
| Net interest income | 391,000 | 775,000 | 1,182,000 | 1,605,000 |
| Noninterest income | 44,000 | 75,000 | 312,000 | 338,000 |
| Noninterest expense | 296,000 | 542,000 | 805,000 | 1,210,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 139,000 | 308,000 | 689,000 | 733,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 139,000 | 308,000 | 689,000 | 733,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,951,000 | 7,968,000 | 8,048,000 | 8,093,000 |
| Total capital | 8,325,000 | 8,340,000 | 8,418,000 | 8,471,000 |
| Risk-weighted assets | 29,886,000 | 29,747,000 | 29,565,000 | 30,242,000 |