Call reports 2006
FARMERS STATE BANK — 2006
What FARMERS STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 43,054,000 | 43,081,000 | 43,311,000 | 45,544,000 |
| Total loans | 24,605,000 | 25,748,000 | 27,025,000 | 26,775,000 |
| Allowance for loan losses | 424,000 | 423,000 | 420,000 | 411,000 |
| Securities available for sale | 14,748,000 | 15,865,000 | 14,694,000 | 14,887,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,923,000 | 34,022,000 | 33,926,000 | 37,247,000 |
| Interest-bearing deposits | 28,871,000 | 28,835,000 | 28,944,000 | 30,232,000 |
| Noninterest-bearing deposits | 6,052,000 | 5,187,000 | 4,982,000 | 7,015,000 |
| Equity capital | 7,862,000 | 7,765,000 | 7,910,000 | 7,993,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 535,000 | 1,109,000 | 1,714,000 | 2,350,000 |
| Interest expense | 193,000 | 406,000 | 658,000 | 921,000 |
| Net interest income | 342,000 | 703,000 | 1,056,000 | 1,429,000 |
| Noninterest income | 26,000 | 70,000 | 102,000 | 133,000 |
| Noninterest expense | 228,000 | 479,000 | 775,000 | 1,119,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 140,000 | 294,000 | 383,000 | 443,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 140,000 | 294,000 | 383,000 | 443,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,109,000 | 8,112,000 | 8,052,000 | 8,112,000 |
| Total capital | 8,449,000 | 8,464,000 | 8,417,000 | 8,480,000 |
| Risk-weighted assets | 27,155,000 | 28,059,000 | 29,126,000 | 29,381,000 |