Call reports 2005
FARMERS STATE BANK — 2005
What FARMERS STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 42,476,000 | 42,537,000 | 41,190,000 | 43,244,000 |
| Total loans | 24,350,000 | 24,504,000 | 24,550,000 | 23,980,000 |
| Allowance for loan losses | 420,000 | 425,000 | 426,000 | 427,000 |
| Securities available for sale | 14,170,000 | 13,368,000 | 13,413,000 | 14,422,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,039,000 | 34,193,000 | 32,902,000 | 35,053,000 |
| Interest-bearing deposits | 27,978,000 | 27,805,000 | 27,147,000 | 28,031,000 |
| Noninterest-bearing deposits | 6,061,000 | 6,388,000 | 5,755,000 | 7,022,000 |
| Equity capital | 8,167,000 | 8,070,000 | 8,007,000 | 7,925,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 449,000 | 905,000 | 1,373,000 | 1,869,000 |
| Interest expense | 130,000 | 276,000 | 437,000 | 613,000 |
| Net interest income | 319,000 | 629,000 | 936,000 | 1,256,000 |
| Noninterest income | 36,000 | 83,000 | 116,000 | 170,000 |
| Noninterest expense | 207,000 | 461,000 | 672,000 | 954,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 148,000 | 251,000 | 380,000 | 472,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 148,000 | 251,000 | 380,000 | 472,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,394,000 | 8,197,000 | 8,176,000 | 8,119,000 |
| Total capital | 8,728,000 | 8,534,000 | 8,513,000 | 8,457,000 |
| Risk-weighted assets | 26,659,000 | 26,910,000 | 26,859,000 | 26,954,000 |