Call reports 2004
FARMERS STATE BANK — 2004
What FARMERS STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 41,948,000 | 41,240,000 | 41,239,000 | 42,072,000 |
| Total loans | 24,234,000 | 24,883,000 | 24,378,000 | 24,347,000 |
| Allowance for loan losses | 384,000 | 444,000 | 443,000 | 444,000 |
| Securities available for sale | 12,545,000 | 14,060,000 | 14,098,000 | 13,710,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,429,000 | 32,947,000 | 32,694,000 | 33,632,000 |
| Interest-bearing deposits | 28,275,000 | 27,661,000 | 26,870,000 | 26,955,000 |
| Noninterest-bearing deposits | 5,154,000 | 5,286,000 | 5,824,000 | 6,677,000 |
| Equity capital | 8,105,000 | 7,891,000 | 8,138,000 | 8,121,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 471,000 | 942,000 | 1,414,000 | 1,870,000 |
| Interest expense | 116,000 | 225,000 | 340,000 | 459,000 |
| Net interest income | 355,000 | 717,000 | 1,074,000 | 1,411,000 |
| Noninterest income | 49,000 | 96,000 | 146,000 | 235,000 |
| Noninterest expense | 201,000 | 417,000 | 628,000 | 872,000 |
| Provision for loan losses | 0 | 60,000 | 60,000 | 60,000 |
| Pretax income | 203,000 | 336,000 | 532,000 | 714,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 203,000 | 336,000 | 532,000 | 714,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,035,000 | 8,094,000 | 8,214,000 | 8,246,000 |
| Total capital | 8,370,000 | 8,432,000 | 8,548,000 | 8,577,000 |
| Risk-weighted assets | 26,742,000 | 26,913,000 | 26,593,000 | 26,352,000 |