Call reports 2003
FARMERS STATE BANK — 2003
What FARMERS STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 41,218,000 | 40,886,000 | 40,505,000 | 42,866,000 |
| Total loans | 24,843,000 | 26,058,000 | 26,299,000 | 25,081,000 |
| Allowance for loan losses | 387,000 | 387,000 | 387,000 | 383,000 |
| Securities available for sale | 11,209,000 | 9,231,000 | 10,391,000 | 11,175,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,598,000 | 32,493,000 | 32,052,000 | 34,499,000 |
| Interest-bearing deposits | 27,799,000 | 27,647,000 | 27,361,000 | 27,681,000 |
| Noninterest-bearing deposits | 4,799,000 | 4,846,000 | 4,691,000 | 6,818,000 |
| Equity capital | 8,130,000 | 7,940,000 | 8,006,000 | 7,931,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 440,000 | 889,000 | 1,380,000 | 1,862,000 |
| Interest expense | 146,000 | 282,000 | 409,000 | 526,000 |
| Net interest income | 294,000 | 607,000 | 971,000 | 1,336,000 |
| Noninterest income | 47,000 | 97,000 | 139,000 | 231,000 |
| Noninterest expense | 213,000 | 432,000 | 639,000 | 920,000 |
| Provision for loan losses | 0 | 0 | 0 | 70,000 |
| Pretax income | 128,000 | 272,000 | 471,000 | 577,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 128,000 | 272,000 | 471,000 | 577,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,083,000 | 7,928,000 | 7,977,000 | 7,982,000 |
| Total capital | 8,423,000 | 8,281,000 | 8,334,000 | 8,326,000 |
| Risk-weighted assets | 27,183,000 | 28,243,000 | 28,502,000 | 27,494,000 |