Call reports 2026
BANK OF ELK RIVER, THE — 2026
What BANK OF ELK RIVER, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 714,696,000 | 719,068,000 |
| Total loans | 452,691,000 | 457,634,000 |
| Allowance for loan losses | 4,855,000 | 5,336,000 |
| Securities available for sale | 220,675,000 | 232,387,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 659,656,000 | 661,242,000 |
| Interest-bearing deposits | 504,809,000 | 504,635,000 |
| Noninterest-bearing deposits | 154,847,000 | 156,607,000 |
| Equity capital | 46,319,000 | 49,040,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 8,391,000 | 17,243,000 |
| Interest expense | 2,461,000 | 4,979,000 |
| Net interest income | 5,930,000 | 12,264,000 |
| Noninterest income | 1,162,000 | 2,307,000 |
| Noninterest expense | 5,114,000 | 10,157,000 |
| Provision for loan losses | 1,425,000 | 1,895,000 |
| Pretax income | 1,271,000 | 3,237,000 |
| Income tax | 83,000 | 250,000 |
| Net income | 1,188,000 | 2,987,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 65,495,000 | 66,198,000 |
| Total capital | 70,644,000 | 71,828,000 |
| Risk-weighted assets | 474,232,000 | 485,474,000 |