Call reports 2022
BANK OF ELK RIVER, THE — 2022
What BANK OF ELK RIVER, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 623,077,000 | 615,800,000 | 621,547,000 | 631,063,000 |
| Total loans | 316,368,000 | 321,479,000 | 340,120,000 | 348,859,000 |
| Allowance for loan losses | 5,223,000 | 4,822,000 | 4,815,000 | 4,734,000 |
| Securities available for sale | 267,204,000 | 260,277,000 | 189,248,000 | 188,790,000 |
| Securities held to maturity | 0 | 0 | 62,250,000 | 62,833,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 589,396,000 | 590,225,000 | 607,366,000 | 609,697,000 |
| Interest-bearing deposits | 415,861,000 | 411,876,000 | 413,781,000 | 423,320,000 |
| Noninterest-bearing deposits | 173,535,000 | 178,349,000 | 193,585,000 | 186,377,000 |
| Equity capital | 32,379,000 | 23,930,000 | 12,072,000 | 19,097,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,544,000 | 9,369,000 | 14,659,000 | 20,209,000 |
| Interest expense | 219,000 | 425,000 | 635,000 | 942,000 |
| Net interest income | 4,325,000 | 8,944,000 | 14,024,000 | 19,267,000 |
| Noninterest income | 1,052,000 | 2,424,000 | 3,770,000 | 5,133,000 |
| Noninterest expense | 4,085,000 | 8,237,000 | 12,754,000 | 17,538,000 |
| Provision for loan losses | 0 | -500,000 | -500,000 | -500,000 |
| Pretax income | 1,292,000 | 3,631,000 | 5,540,000 | 7,362,000 |
| Income tax | 84,000 | 210,000 | 339,000 | 499,000 |
| Net income | 1,208,000 | 3,421,000 | 5,201,000 | 6,863,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,907,000 | 51,314,000 | 52,845,000 | 54,257,000 |
| Total capital | 54,142,000 | 55,648,000 | 57,419,000 | 58,991,000 |
| Risk-weighted assets | 337,813,000 | 346,289,000 | 365,717,000 | 381,088,000 |