Call reports 2019
BANK OF ELK RIVER, THE — 2019
What BANK OF ELK RIVER, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 435,445,000 | 435,648,000 | 448,692,000 | 456,761,000 |
| Total loans | 289,789,000 | 286,956,000 | 293,153,000 | 297,286,000 |
| Allowance for loan losses | 3,122,000 | 3,100,000 | 3,184,000 | 3,184,000 |
| Securities available for sale | 114,560,000 | 122,874,000 | 128,354,000 | 129,354,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 394,418,000 | 392,238,000 | 403,185,000 | 411,411,000 |
| Interest-bearing deposits | 297,144,000 | 294,776,000 | 301,014,000 | 304,942,000 |
| Noninterest-bearing deposits | 97,274,000 | 97,462,000 | 102,171,000 | 106,469,000 |
| Equity capital | 40,001,000 | 42,307,000 | 43,946,000 | 44,275,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,479,000 | 9,151,000 | 13,832,000 | 18,538,000 |
| Interest expense | 439,000 | 937,000 | 1,456,000 | 1,981,000 |
| Net interest income | 4,040,000 | 8,214,000 | 12,376,000 | 16,557,000 |
| Noninterest income | 917,000 | 1,952,000 | 3,330,000 | 4,445,000 |
| Noninterest expense | 3,461,000 | 6,926,000 | 10,269,000 | 13,841,000 |
| Provision for loan losses | -515,000 | -410,000 | -325,000 | -220,000 |
| Pretax income | 2,011,000 | 3,650,000 | 5,762,000 | 7,381,000 |
| Income tax | 630,000 | 630,000 | 630,000 | 630,000 |
| Net income | 1,381,000 | 3,020,000 | 5,132,000 | 6,751,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,488,000 | 41,086,000 | 42,060,000 | 42,341,000 |
| Total capital | 43,610,000 | 44,186,000 | 45,244,000 | 45,525,000 |
| Risk-weighted assets | 299,100,000 | 298,215,000 | 304,453,000 | 305,396,000 |