Call reports 2018
BANK OF ELK RIVER, THE — 2018
What BANK OF ELK RIVER, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 412,973,000 | 425,290,000 | 435,466,000 | 425,006,000 |
| Total loans | 283,558,000 | 289,056,000 | 289,659,000 | 285,722,000 |
| Allowance for loan losses | 3,119,000 | 3,359,000 | 3,591,000 | 3,533,000 |
| Securities available for sale | 100,231,000 | 101,834,000 | 100,849,000 | 109,272,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 374,579,000 | 386,455,000 | 395,879,000 | 385,821,000 |
| Interest-bearing deposits | 285,362,000 | 296,157,000 | 295,736,000 | 291,176,000 |
| Noninterest-bearing deposits | 89,217,000 | 90,298,000 | 100,143,000 | 94,645,000 |
| Equity capital | 36,918,000 | 37,774,000 | 38,147,000 | 37,817,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,052,000 | 8,579,000 | 13,119,000 | 17,631,000 |
| Interest expense | 270,000 | 578,000 | 926,000 | 1,309,000 |
| Net interest income | 3,782,000 | 8,001,000 | 12,193,000 | 16,322,000 |
| Noninterest income | 890,000 | 1,940,000 | 2,981,000 | 4,068,000 |
| Noninterest expense | 3,164,000 | 6,418,000 | 9,676,000 | 12,970,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,508,000 | 3,523,000 | 5,498,000 | 7,420,000 |
| Income tax | 401,000 | 1,019,000 | 1,549,000 | 2,096,000 |
| Net income | 1,107,000 | 2,504,000 | 3,949,000 | 5,324,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,890,000 | 39,787,000 | 40,731,000 | 39,607,000 |
| Total capital | 42,009,000 | 43,146,000 | 44,322,000 | 43,140,000 |
| Risk-weighted assets | 292,666,000 | 299,241,000 | 300,244,000 | 297,207,000 |