Call reports 2017
BANK OF ELK RIVER, THE — 2017
What BANK OF ELK RIVER, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 408,374,000 | 400,142,000 | 413,318,000 | 411,052,000 |
| Total loans | 260,919,000 | 260,867,000 | 269,948,000 | 277,911,000 |
| Allowance for loan losses | 3,115,000 | 3,188,000 | 3,262,000 | 2,985,000 |
| Securities available for sale | 108,782,000 | 105,384,000 | 99,918,000 | 100,183,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 370,718,000 | 361,205,000 | 373,492,000 | 372,585,000 |
| Interest-bearing deposits | 289,153,000 | 282,939,000 | 282,361,000 | 286,461,000 |
| Noninterest-bearing deposits | 81,565,000 | 78,266,000 | 91,131,000 | 86,124,000 |
| Equity capital | 36,813,000 | 38,175,000 | 38,669,000 | 37,553,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,762,000 | 7,610,000 | 11,508,000 | 15,564,000 |
| Interest expense | 250,000 | 500,000 | 753,000 | 1,013,000 |
| Net interest income | 3,512,000 | 7,110,000 | 10,755,000 | 14,551,000 |
| Noninterest income | 962,000 | 1,909,000 | 2,943,000 | 3,931,000 |
| Noninterest expense | 3,116,000 | 6,060,000 | 9,066,000 | 12,380,000 |
| Provision for loan losses | -250,000 | -250,000 | -250,000 | -650,000 |
| Pretax income | 1,608,000 | 3,286,000 | 5,044,000 | 6,914,000 |
| Income tax | 608,000 | 1,208,000 | 1,856,000 | 2,605,000 |
| Net income | 1,000,000 | 2,078,000 | 3,188,000 | 4,309,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,018,000 | 37,863,000 | 38,447,000 | 38,095,000 |
| Total capital | 40,133,000 | 41,051,000 | 41,709,000 | 41,080,000 |
| Risk-weighted assets | 277,708,000 | 278,482,000 | 285,637,000 | 288,123,000 |