Call reports 2001
BANK OF ELK RIVER, THE — 2001
What BANK OF ELK RIVER, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 203,169,000 | 205,164,000 | 214,056,000 | 219,898,000 |
| Total loans | 147,647,000 | 155,492,000 | 160,469,000 | 166,562,000 |
| Allowance for loan losses | 1,460,000 | 1,499,000 | 1,502,000 | 1,479,000 |
| Securities available for sale | 28,225,000 | 29,319,000 | 29,380,000 | 33,115,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 187,688,000 | 187,757,000 | 195,831,000 | 201,600,000 |
| Interest-bearing deposits | 164,290,000 | 162,059,000 | 168,198,000 | 172,990,000 |
| Noninterest-bearing deposits | 23,398,000 | 25,698,000 | 27,633,000 | 28,610,000 |
| Equity capital | 14,416,000 | 16,262,000 | 16,985,000 | 17,306,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,002,000 | 8,132,000 | 12,268,000 | 16,312,000 |
| Interest expense | 2,121,000 | 4,276,000 | 6,328,000 | 8,284,000 |
| Net interest income | 1,881,000 | 3,856,000 | 5,940,000 | 8,028,000 |
| Noninterest income | 359,000 | 816,000 | 1,257,000 | 1,739,000 |
| Noninterest expense | 1,652,000 | 3,373,000 | 5,020,000 | 6,789,000 |
| Provision for loan losses | 135,000 | 270,000 | 330,000 | 390,000 |
| Pretax income | 453,000 | 1,029,000 | 1,847,000 | 2,588,000 |
| Income tax | 47,000 | 60,000 | 61,000 | 60,000 |
| Net income | 406,000 | 969,000 | 1,786,000 | 2,528,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,217,000 | 16,228,000 | 16,533,000 | 17,091,000 |
| Total capital | 15,677,000 | 17,727,000 | 18,035,000 | 18,570,000 |
| Risk-weighted assets | 156,179,000 | 161,909,000 | 169,251,000 | 173,388,000 |