Call reports 2006
FIRSTBANK OF GREELEY — 2006
What FIRSTBANK OF GREELEY reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 45,777,000 | 46,291,000 | 47,176,000 | 46,760,000 |
| Total loans | 22,589,000 | 23,640,000 | 24,452,000 | 25,409,000 |
| Allowance for loan losses | 210,000 | 214,000 | 222,000 | 240,000 |
| Securities available for sale | 11,423,000 | 11,297,000 | 11,345,000 | 10,295,000 |
| Securities held to maturity | 7,177,000 | 7,054,000 | 7,032,000 | 6,874,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,842,000 | 38,424,000 | 38,558,000 | 38,286,000 |
| Interest-bearing deposits | 23,231,000 | 24,747,000 | 25,085,000 | 26,667,000 |
| Noninterest-bearing deposits | 13,612,000 | 13,676,000 | 13,473,000 | 11,620,000 |
| Equity capital | 3,737,000 | 3,765,000 | 3,850,000 | 3,680,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 565,000 | 1,149,000 | 1,754,000 | 2,368,000 |
| Interest expense | 218,000 | 464,000 | 741,000 | 1,042,000 |
| Net interest income | 347,000 | 685,000 | 1,013,000 | 1,326,000 |
| Noninterest income | 206,000 | 482,000 | 733,000 | 974,000 |
| Noninterest expense | 493,000 | 996,000 | 1,499,000 | 2,026,000 |
| Provision for loan losses | 16,000 | 27,000 | 39,000 | 66,000 |
| Pretax income | 44,000 | 144,000 | 208,000 | 208,000 |
| Income tax | -24,000 | -29,000 | -44,000 | -77,000 |
| Net income | 68,000 | 173,000 | 252,000 | 285,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,744,000 | 3,851,000 | 3,830,000 | 3,663,000 |
| Total capital | 3,958,000 | 4,070,000 | 4,057,000 | 3,910,000 |
| Risk-weighted assets | 23,564,000 | 24,160,000 | 24,387,000 | 24,630,000 |