Call reports 2005
FIRSTBANK OF GREELEY — 2005
What FIRSTBANK OF GREELEY reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 44,957,000 | 44,252,000 | 44,689,000 | 45,188,000 |
| Total loans | 20,495,000 | 20,455,000 | 21,183,000 | 21,904,000 |
| Allowance for loan losses | 185,000 | 192,000 | 191,000 | 201,000 |
| Securities available for sale | 12,535,000 | 12,237,000 | 11,682,000 | 11,494,000 |
| Securities held to maturity | 7,226,000 | 7,211,000 | 7,232,000 | 7,156,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,685,000 | 33,083,000 | 35,875,000 | 36,235,000 |
| Interest-bearing deposits | 20,578,000 | 21,011,000 | 23,473,000 | 22,902,000 |
| Noninterest-bearing deposits | 12,108,000 | 12,072,000 | 12,403,000 | 13,334,000 |
| Equity capital | 3,640,000 | 3,852,000 | 3,781,000 | 3,715,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 538,000 | 1,078,000 | 1,618,000 | 2,169,000 |
| Interest expense | 146,000 | 310,000 | 490,000 | 691,000 |
| Net interest income | 392,000 | 768,000 | 1,128,000 | 1,478,000 |
| Noninterest income | 196,000 | 407,000 | 637,000 | 846,000 |
| Noninterest expense | 477,000 | 937,000 | 1,410,000 | 1,878,000 |
| Provision for loan losses | 1,000 | 13,000 | 24,000 | 44,000 |
| Pretax income | 110,000 | 225,000 | 331,000 | 402,000 |
| Income tax | -1,000 | 0 | -2,000 | -17,000 |
| Net income | 111,000 | 225,000 | 333,000 | 419,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,570,000 | 3,683,000 | 3,692,000 | 3,678,000 |
| Total capital | 3,755,000 | 3,875,000 | 3,883,000 | 3,879,000 |
| Risk-weighted assets | 20,934,000 | 20,746,000 | 21,913,000 | 22,308,000 |