Call reports 2004
FIRSTBANK OF GREELEY — 2004
What FIRSTBANK OF GREELEY reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 42,249,000 | 42,975,000 | 44,353,000 | 44,978,000 |
| Total loans | 16,578,000 | 17,718,000 | 19,544,000 | 19,836,000 |
| Allowance for loan losses | 156,000 | 164,000 | 184,000 | 188,000 |
| Securities available for sale | 15,179,000 | 14,451,000 | 14,223,000 | 13,127,000 |
| Securities held to maturity | 5,673,000 | 6,195,000 | 6,217,000 | 7,239,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,238,000 | 29,492,000 | 29,367,000 | 32,342,000 |
| Interest-bearing deposits | 19,201,000 | 20,132,000 | 19,956,000 | 19,268,000 |
| Noninterest-bearing deposits | 9,037,000 | 9,361,000 | 9,411,000 | 13,074,000 |
| Equity capital | 3,504,000 | 3,316,000 | 3,604,000 | 3,633,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 400,000 | 881,000 | 1,381,000 | 1,900,000 |
| Interest expense | 88,000 | 190,000 | 309,000 | 443,000 |
| Net interest income | 312,000 | 691,000 | 1,072,000 | 1,457,000 |
| Noninterest income | 180,000 | 371,000 | 598,000 | 791,000 |
| Noninterest expense | 405,000 | 843,000 | 1,310,000 | 1,814,000 |
| Provision for loan losses | 9,000 | 21,000 | 48,000 | 63,000 |
| Pretax income | 78,000 | 198,000 | 312,000 | 371,000 |
| Income tax | -9,000 | -6,000 | -7,000 | -27,000 |
| Net income | 87,000 | 204,000 | 319,000 | 398,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,247,000 | 3,316,000 | 3,380,000 | 3,459,000 |
| Total capital | 3,403,000 | 3,480,000 | 3,564,000 | 3,647,000 |
| Risk-weighted assets | 18,981,000 | 19,304,000 | 20,040,000 | 20,435,000 |