Call reports 2017
BANK OF MCCRORY — 2017
What BANK OF MCCRORY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 |
|---|---|---|---|
| Total assets | 75,616,000 | 79,031,000 | 78,854,000 |
| Total loans | 19,017,000 | 24,271,000 | 25,763,000 |
| Allowance for loan losses | 204,000 | 151,000 | 151,000 |
| Securities available for sale | 41,546,000 | 38,814,000 | 38,071,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 67,296,000 | 70,388,000 | 69,949,000 |
| Interest-bearing deposits | 46,648,000 | 49,069,000 | 49,710,000 |
| Noninterest-bearing deposits | 20,648,000 | 21,319,000 | 20,239,000 |
| Equity capital | 8,305,000 | 8,618,000 | 8,894,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 |
|---|---|---|---|
| Interest income | 521,000 | 1,012,000 | 1,556,000 |
| Interest expense | 30,000 | 61,000 | 95,000 |
| Net interest income | 491,000 | 951,000 | 1,461,000 |
| Noninterest income | 47,000 | 96,000 | 146,000 |
| Noninterest expense | 356,000 | 716,000 | 1,076,000 |
| Provision for loan losses | 55,000 | 55,000 | 55,000 |
| Pretax income | 127,000 | 276,000 | 476,000 |
| Income tax | 0 | -30,000 | -83,000 |
| Net income | 127,000 | 306,000 | 559,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 |
|---|---|---|---|
| Tier 1 capital | 8,374,000 | 8,552,000 | 8,806,000 |
| Total capital | 8,578,000 | 8,703,000 | 8,957,000 |
| Risk-weighted assets | 30,283,000 | 33,731,000 | 35,822,000 |