Call reports 2016
BANK OF MCCRORY — 2016
What BANK OF MCCRORY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 75,790,000 | 77,444,000 | 79,894,000 | 82,604,000 |
| Total loans | 21,600,000 | 27,880,000 | 31,495,000 | 23,368,000 |
| Allowance for loan losses | 273,000 | 292,000 | 373,000 | 362,000 |
| Securities available for sale | 43,502,000 | 40,451,000 | 38,609,000 | 42,685,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,428,000 | 68,814,000 | 71,299,000 | 74,560,000 |
| Interest-bearing deposits | 44,463,000 | 47,541,000 | 51,107,000 | 50,846,000 |
| Noninterest-bearing deposits | 22,965,000 | 21,273,000 | 20,192,000 | 23,714,000 |
| Equity capital | 8,311,000 | 8,517,000 | 8,535,000 | 8,026,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 451,000 | 931,000 | 1,511,000 | 1,981,000 |
| Interest expense | 25,000 | 49,000 | 78,000 | 108,000 |
| Net interest income | 426,000 | 882,000 | 1,433,000 | 1,873,000 |
| Noninterest income | 67,000 | 117,000 | 171,000 | 220,000 |
| Noninterest expense | 360,000 | 715,000 | 1,071,000 | 1,575,000 |
| Provision for loan losses | 0 | 20,000 | 160,000 | 160,000 |
| Pretax income | 133,000 | 264,000 | 373,000 | 358,000 |
| Income tax | 0 | 0 | 13,000 | -44,000 |
| Net income | 133,000 | 264,000 | 360,000 | 402,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,219,000 | 8,349,000 | 8,446,000 | 8,247,000 |
| Total capital | 8,492,000 | 8,641,000 | 8,819,000 | 8,609,000 |
| Risk-weighted assets | 34,962,000 | 37,025,000 | 38,936,000 | 34,268,000 |