Call reports 2014
BANK OF MCCRORY — 2014
What BANK OF MCCRORY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 83,273,000 | 85,902,000 | 94,373,000 | 88,327,000 |
| Total loans | 20,913,000 | 30,651,000 | 36,502,000 | 28,765,000 |
| Allowance for loan losses | 277,000 | 272,000 | 239,000 | 339,000 |
| Securities available for sale | 44,078,000 | 46,325,000 | 45,133,000 | 44,074,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,154,000 | 77,540,000 | 85,629,000 | 80,197,000 |
| Interest-bearing deposits | 50,800,000 | 53,777,000 | 57,137,000 | 54,800,000 |
| Noninterest-bearing deposits | 24,354,000 | 23,763,000 | 28,492,000 | 25,397,000 |
| Equity capital | 8,068,000 | 8,296,000 | 8,647,000 | 8,107,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 436,000 | 988,000 | 1,678,000 | 2,225,000 |
| Interest expense | 34,000 | 66,000 | 99,000 | 131,000 |
| Net interest income | 402,000 | 922,000 | 1,579,000 | 2,094,000 |
| Noninterest income | 80,000 | 171,000 | 247,000 | 314,000 |
| Noninterest expense | 438,000 | 805,000 | 1,070,000 | 1,584,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 44,000 | 288,000 | 756,000 | 724,000 |
| Income tax | 0 | 19,000 | 145,000 | 11,000 |
| Net income | 44,000 | 269,000 | 611,000 | 713,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,994,000 | 8,219,000 | 8,562,000 | 8,064,000 |
| Total capital | 8,271,000 | 8,491,000 | 8,801,000 | 8,403,000 |
| Risk-weighted assets | 34,797,000 | 43,240,000 | 49,612,000 | 42,490,000 |