Call reports 2013
BANK OF MCCRORY — 2013
What BANK OF MCCRORY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 85,357,000 | 84,147,000 | 83,890,000 | 81,909,000 |
| Total loans | 20,363,000 | 29,030,000 | 35,689,000 | 23,611,000 |
| Allowance for loan losses | 287,000 | 282,000 | 282,000 | 277,000 |
| Securities available for sale | 36,351,000 | 35,139,000 | 34,149,000 | 41,511,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,160,000 | 75,707,000 | 75,318,000 | 73,791,000 |
| Interest-bearing deposits | 51,871,000 | 54,687,000 | 56,069,000 | 52,191,000 |
| Noninterest-bearing deposits | 25,289,000 | 21,020,000 | 19,249,000 | 21,600,000 |
| Equity capital | 8,123,000 | 8,270,000 | 8,483,000 | 8,038,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 461,000 | 1,011,000 | 1,711,000 | 2,326,000 |
| Interest expense | 52,000 | 101,000 | 147,000 | 186,000 |
| Net interest income | 409,000 | 910,000 | 1,564,000 | 2,140,000 |
| Noninterest income | 57,000 | 128,000 | 212,000 | 291,000 |
| Noninterest expense | 387,000 | 750,000 | 1,172,000 | 1,677,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 79,000 | 288,000 | 604,000 | 754,000 |
| Income tax | -2,000 | 16,000 | 123,000 | 131,000 |
| Net income | 81,000 | 272,000 | 481,000 | 623,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,009,000 | 8,200,000 | 8,410,000 | 7,951,000 |
| Total capital | 8,296,000 | 8,482,000 | 8,692,000 | 8,228,000 |
| Risk-weighted assets | 35,261,000 | 41,756,000 | 46,985,000 | 36,994,000 |