Call reports 2012
BANK OF MCCRORY — 2012
What BANK OF MCCRORY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 78,574,000 | 78,886,000 | 74,437,000 | 83,912,000 |
| Total loans | 20,046,000 | 31,629,000 | 33,970,000 | 21,429,000 |
| Allowance for loan losses | 315,000 | 309,000 | 294,000 | 295,000 |
| Securities available for sale | 34,099,000 | 34,499,000 | 36,609,000 | 38,601,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,451,000 | 70,603,000 | 66,247,000 | 75,715,000 |
| Interest-bearing deposits | 51,915,000 | 54,829,000 | 52,015,000 | 49,210,000 |
| Noninterest-bearing deposits | 18,536,000 | 15,774,000 | 14,232,000 | 26,505,000 |
| Equity capital | 7,954,000 | 8,141,000 | 8,075,000 | 8,032,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 511,000 | 1,119,000 | 1,790,000 | 2,490,000 |
| Interest expense | 101,000 | 183,000 | 257,000 | 317,000 |
| Net interest income | 410,000 | 936,000 | 1,533,000 | 2,173,000 |
| Noninterest income | 52,000 | 173,000 | 232,000 | 290,000 |
| Noninterest expense | 396,000 | 793,000 | 1,472,000 | 1,881,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 66,000 | 316,000 | 293,000 | 582,000 |
| Income tax | 0 | 53,000 | 103,000 | 165,000 |
| Net income | 66,000 | 263,000 | 190,000 | 417,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,818,000 | 8,014,000 | 7,941,000 | 7,928,000 |
| Total capital | 8,133,000 | 8,323,000 | 8,235,000 | 8,223,000 |
| Risk-weighted assets | 35,213,000 | 44,587,000 | 44,663,000 | 36,247,000 |