Call reports 2011
BANK OF MCCRORY — 2011
What BANK OF MCCRORY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 73,950,000 | 74,370,000 | 72,896,000 | 76,144,000 |
| Total loans | 24,062,000 | 30,222,000 | 34,492,000 | 23,123,000 |
| Allowance for loan losses | 469,000 | 472,000 | 473,000 | 363,000 |
| Securities available for sale | 33,651,000 | 37,773,000 | 25,684,000 | 34,744,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,105,000 | 66,170,000 | 64,413,000 | 68,033,000 |
| Interest-bearing deposits | 50,814,000 | 51,635,000 | 50,647,000 | 51,355,000 |
| Noninterest-bearing deposits | 15,291,000 | 14,535,000 | 13,766,000 | 16,678,000 |
| Equity capital | 7,652,000 | 7,929,000 | 8,198,000 | 7,910,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 619,000 | 1,336,000 | 2,161,000 | 2,843,000 |
| Interest expense | 151,000 | 295,000 | 427,000 | 541,000 |
| Net interest income | 468,000 | 1,041,000 | 1,734,000 | 2,302,000 |
| Noninterest income | 76,000 | 126,000 | 187,000 | 237,000 |
| Noninterest expense | 399,000 | 818,000 | 1,202,000 | 1,786,000 |
| Provision for loan losses | 180,000 | 180,000 | 180,000 | 90,000 |
| Pretax income | -35,000 | 169,000 | 539,000 | 663,000 |
| Income tax | 21,000 | 81,000 | 190,000 | 138,000 |
| Net income | -56,000 | 88,000 | 349,000 | 525,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,600,000 | 7,744,000 | 8,005,000 | 7,751,000 |
| Total capital | 8,069,000 | 8,216,000 | 8,478,000 | 8,114,000 |
| Risk-weighted assets | 37,535,000 | 41,588,000 | 45,065,000 | 37,246,000 |