Call reports 2001
BANK OF MCCRORY — 2001
What BANK OF MCCRORY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 65,281,000 | 68,320,000 | 65,029,000 | 66,371,000 |
| Total loans | 30,854,000 | 36,325,000 | 36,877,000 | 32,621,000 |
| Allowance for loan losses | 678,000 | 670,000 | 844,000 | 804,000 |
| Securities available for sale | 23,214,000 | 19,719,000 | 22,369,000 | 21,181,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,464,000 | 60,328,000 | 56,771,000 | 58,777,000 |
| Interest-bearing deposits | 47,285,000 | 50,861,000 | 48,027,000 | 48,148,000 |
| Noninterest-bearing deposits | 10,179,000 | 9,467,000 | 8,744,000 | 10,629,000 |
| Equity capital | 7,149,000 | 7,319,000 | 7,538,000 | 7,111,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,200,000 | 2,415,000 | 3,713,000 | 4,829,000 |
| Interest expense | 568,000 | 1,127,000 | 1,645,000 | 2,082,000 |
| Net interest income | 632,000 | 1,288,000 | 2,068,000 | 2,747,000 |
| Noninterest income | 76,000 | 153,000 | 231,000 | 309,000 |
| Noninterest expense | 450,000 | 899,000 | 1,363,000 | 1,857,000 |
| Provision for loan losses | 0 | 0 | 350,000 | 350,000 |
| Pretax income | 258,000 | 542,000 | 586,000 | 849,000 |
| Income tax | 77,000 | 164,000 | 169,000 | 321,000 |
| Net income | 181,000 | 378,000 | 417,000 | 528,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,793,000 | 6,990,000 | 7,029,000 | 6,700,000 |
| Total capital | 6,788,000 | 7,465,000 | 7,548,000 | 7,187,000 |
| Risk-weighted assets | 31,544,000 | 37,781,000 | 41,192,000 | 38,660,000 |