Call reports 2004
FIRST NATIONAL BANK — 2004
What FIRST NATIONAL BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 |
|---|---|---|---|
| Total assets | 47,940,000 | 45,784,000 | 44,823,000 |
| Total loans | 32,573,000 | 33,252,000 | 32,795,000 |
| Allowance for loan losses | 444,000 | 449,000 | 450,000 |
| Securities available for sale | 11,538,000 | 9,355,000 | 8,013,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 37,898,000 | 35,822,000 | 34,537,000 |
| Interest-bearing deposits | 33,011,000 | 30,940,000 | 29,949,000 |
| Noninterest-bearing deposits | 4,887,000 | 4,882,000 | 4,588,000 |
| Equity capital | 4,446,000 | 4,528,000 | 4,824,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 |
|---|---|---|---|
| Interest income | 708,000 | 1,352,000 | 2,038,000 |
| Interest expense | 213,000 | 417,000 | 611,000 |
| Net interest income | 495,000 | 935,000 | 1,427,000 |
| Noninterest income | 84,000 | 184,000 | 270,000 |
| Noninterest expense | 345,000 | 697,000 | 1,045,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 234,000 | 422,000 | 652,000 |
| Income tax | 21,000 | -11,000 | -11,000 |
| Net income | 213,000 | 433,000 | 663,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 |
|---|---|---|---|
| Tier 1 capital | 4,310,000 | 4,530,000 | 4,760,000 |
| Total capital | 4,709,000 | 4,935,000 | 5,160,000 |
| Risk-weighted assets | 31,865,000 | 32,324,000 | 31,954,000 |