Call reports 2002
FIRST NATIONAL BANK — 2002
What FIRST NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 49,059,000 | 48,912,000 | 46,736,000 | 47,205,000 |
| Total loans | 34,381,000 | 34,886,000 | 35,444,000 | 35,196,000 |
| Allowance for loan losses | 492,000 | 490,000 | 479,000 | 492,000 |
| Securities available for sale | 9,071,000 | 9,837,000 | 7,269,000 | 8,680,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,952,000 | 38,640,000 | 36,273,000 | 36,549,000 |
| Interest-bearing deposits | 34,774,000 | 34,503,000 | 32,774,000 | 32,543,000 |
| Noninterest-bearing deposits | 4,178,000 | 4,137,000 | 3,499,000 | 4,006,000 |
| Equity capital | 4,517,000 | 4,791,000 | 4,990,000 | 5,086,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 832,000 | 1,670,000 | 2,503,000 | 3,301,000 |
| Interest expense | 361,000 | 701,000 | 1,012,000 | 1,293,000 |
| Net interest income | 471,000 | 969,000 | 1,491,000 | 2,008,000 |
| Noninterest income | 82,000 | 156,000 | 236,000 | 310,000 |
| Noninterest expense | 312,000 | 611,000 | 907,000 | 1,317,000 |
| Provision for loan losses | 6,000 | 6,000 | 6,000 | 21,000 |
| Pretax income | 258,000 | 531,000 | 865,000 | 1,031,000 |
| Income tax | 99,000 | 202,000 | 329,000 | 392,000 |
| Net income | 159,000 | 329,000 | 536,000 | 639,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,461,000 | 4,631,000 | 4,838,000 | 4,941,000 |
| Total capital | 4,871,000 | 5,045,000 | 5,253,000 | 5,353,000 |
| Risk-weighted assets | 32,691,000 | 33,003,000 | 33,154,000 | 32,860,000 |